Suppose you must choose between Huntington or Newport Beach for the family holiday and dont know which is better. 2. Its stunning beaches, lush tropical forests, and majestic mountains make it easy to see why Maui is such a popular destination. Homes start in the $200,000 range, and its possible to snap up a townhome with an onsite dock such as this sprawling three-bedroom for $274,000 or this $350,000 three-bedroomwith water views. A financial advisor can help you create a financial plan for your retirement goals. Sarasota, with its pristine Gulf beaches, cracked its way into the top towns thanks to its high number of doctors' offices (12.4) and recreation centers (3) per 1,000 people. Known for its boardwalks, casinos, and beaches, Atlantic City is the place to choose if you want the high life within a short distance of some of the most beautiful stretches of coastline along the Jersey Shore. Retirees can get into active adult communities like Bay Crossing in a $239,000 two-bedroom condo all the way up to a fully kitted-out four-bedroom for $620,000. In addition to its proximity to Naples, Pelican Bay is less than an hour from Fort Myers and only two hours away from Miami. It has 10 birding sites on the Great Texas Birding Trail and the planets sole migrating flock of over 265 whooping cranes, which passes through the Aransas Wildlife Refuge every winter. Beaches. Highlight: For those who love the boardwalk and casinos. Flickr JR P. Darien is one of the premier coastal towns in Georgia. Boasting a population of roughly 17,000 people and a median household income of $58,713, this town still offers affordable housing. A range of sand and surf that stretches from Maine to Florida. The median home price listing is $255k, and the median income for a family in Fort Pierce is $35,198, and as a port city, the harbor sees a high volume of commerce. If youre worried about weather-related damages the city has suffered from some pretty intense storms in the past make sure to compare home insurance policies online for a good rate that gets you the right coverage. This renovated one-bedroom cottage is listed for just $199,999 and this two-bedroom at $225,000. Or go swimming at Sunset Beach and Fred Howard Park. The welcoming area boasts many gay bars and restaurants, a thriving Pride parade (in years past), and an LGBTQ centerall on the shores of tax-friendly Delaware. There are many groceries and other amenities available and coffee shops, restaurants, and cultural activities. To learn where the best cities to retire or live in Florida to be the safest from hurricanes, . Talk to a financial adviser for even more help with stretching those retirement dollars. Home security experts say simple fixes can up your safety quotient. SmartAsset does not review the ongoing performance of any Adviser, participate in the management of any users account by an Adviser or provide advice regarding specific investments. Due to its small size, Swansboro will best suit those working remotely or in the tourism industry. Eugene, Oregon. Thats not all. The city is home to the Bill Baggs Cape Florida State Park, where residents can view a lighthouse built in 1825. Many tourists visit this island but are its resources up to standard? It probably won't come as a surprise to hear that Florida does exceptionally well in the retirement rankings across the board. Ogunquit is said to have the prettiest . Hoi An, Vietnam. Historic Lewes has a more natural, small-town feel and (slightly) lower home prices. Each town has fewer than 20,000 full-time residents (according to the 2010 census), direct access to beaches and water, and notable family-friendly attractions. We do not manage client funds or hold custody of assets, we help users connect with relevant financial advisors. Only about 1 square mile, the popular beach area has a small-town feel and was named as a best place to retire by the AARP. We are compensated for referring traffic and business to Amazon and other companies linked to on this site. The Kennebunk River adds even more waterline charm to the small shops, elegant ship captains' homes, and fishing ports of this vibrant Southern Maine town of 3,474. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Cookies collect information about your preferences and your devices and are used to make the site work as you expect it to, to understand how you interact with the site, and to show advertisements that are targeted to your interests. For many, the ultimate retirement goal involves uncomplicated days when the toughest decision involves when to visit the beach. The stunning Olympic National Park, with its lush green forests, hot springs and glacier-capped mountains, lies nearby as well. The towns senior population (age 65 and over) 32% of the population. More: 4 ways to earn big returns outside the stock market. New Castle is third in terms of retirement communities with 3.72 per 1,000 residents. Myrtle Beach, SC, is one of the nation's most affordable beach towns. 7. Property is extremely cheap in Port Arthur the median home value is just $65,800. Situated about an hours drive north of West Palm Beach, Fort Pierce is a small city with 13 neighborhoods. - Population: 40,000. Exeter is also tied for fourth in terms of recreation centers per 1,000 residents with 0.43. Which Is Nicer, Huntington Beach Or Newport Beach? The scenic views blow everyone away, and it's filled with waterfront parks, historical monuments, and entertainment for all ages. 10 of the Best Small Towns on the East Coast. Cape Coral, Fla. Cape Coral, Florida is a relaxed town just north of Fort Myers along the Caloosahatchee River and the Gulf of Mexico. Best Beach Town in Florida for Families with School-age Children- Students in this beach town have test scores far higher than the national or Florida average.. A housing bubble burst isnt imminent, but here are the factors to keep an eye on. 04 of 13. Leisure World, a gated retirement community located just 12 minutes from the sands of Seal Beach, offers some serious deals. However, this small seaside town has recreational opportunities and scenic views that far surpass what youd expect from a location that requires such a small budget to live in. The welcoming atmosphere and colorful boutique-lined downtown are draws for seniors, who make up more than a quarter of the town's population. Located just north of Naples, its sandy beaches and tropical climate provide a natural allure. A financial advisor can help you create a financial plan to pay for your East Coast retirement dream. Elevation 25. 1. Narberth, Pennsylvania . Boasting 10+ miles of pristine beaches with temperate weather year . Compare mortgage rates today to find the cheapest offer in one of these beautiful beach cities. The powdery white-sand beaches are a paradise for sunbathersor those who seek shade under an umbrellaand shell seekers. From the peaceful dunes of Cape Cod and the warm waters of the Gulf of Mexico to the wild cliffs of the Pacific Northwest, these are the top 10 affordable beach towns and cities across the United States where retirees can kick back. While the town of Osage Beach has only 5,000 residents, there is a variety of restaurants, bars, and parks that attract visitors every summer. Lewes and nearby Rehoboth Beach have become one of the hottest LGBTQ retirement destinations on the East Coast. Long Beach, NY. The 14 states that make up the East Coast of the U.S. offer up a wide range of climates . It does have the third highest tax burden at 18.4%, though. Most folks probably dont imagine spending their beachy retirement huddled up under layers of sweaters and blankets, but theyre missing out. Consider cost of living and your love of the outdoors if you're thinking about a move to Seattle. Atlantic Beach, Florida. 11 . To find the best places on the East Coast to retire on Social Security alone, GOBankingRates used SSA data to identify the average monthly benefit as $1,828.30 -- $3,656.60 for a couple. This Gulf Coast tourist haven has clean beaches, great fishing, and fantastic fowl. 14. Im going to run through several options of affordable East Coast towns. You'll find some of the area's best seafood and golf courses, and the opportunities for fun are endless. Dont miss the massive limestone rock formations at Blowing Rocks Preserve, which is also home to loggerhead, green and leatherback sea turtles. Maui island is easily one of the most beautiful islands in the world. Tarpon Springs, along the shore of the Gulf of Mexico, has been dubbed the sponge capital of the world for its history of Greek immigrants, who made a big business out of selling the natural sponges found in the water. Atlantic City, New Jersey. Retirement is the time in your life when you can finally forget the stress of work and just relax. Turning your retirementinto a reality takes money. With some of the best beaches, lively downtowns, wildlife, and natural scenery, one will get the long-craved escape at one of these less-crowded gems. Many of the retired residents of Hyannis move into their former summer homes, but there are still plenty of boomers relocating to the area. Though a four-bedroom on the beach will set you back $1,650,000, a two-bedroom right next to downtown can be purchased for just $249,900. Finding the most affordable city or town for a beach home on the East Coast is down to more than just property prices, so its impossible to pick a single One-Size-Fits-All Town. Middle River is also home to aerospace giant Lockheed Martin. A famous tourist destination that attracts millions to its beaches and golf courses, Myrtle Beach is one of the fastest-growing cities in the US. Are you confident in your retirement savings? Just like many of you dreaming about a coastal dream life, we can make this a reality through information and inspiration! For an elegant retirement, you can't do much better than life on Kiawah Island. This Delaware town is tied for the lowest tax burden on this list at 11%. Jacksonville, FL. It is also close to both Philadelphia and Baltimore, so both cities amenities and recreational opportunities are within easy reach. Thanks to the rise of work from home systems and software like Zoom, more people are finding they can work remotely. The stunning gulf coast area is well known for its beauty, and Coastal Living voted ocean Springs as one of the 10 Happiest Seaside Towns in 2015. The median home value sits at $169,000 and annual property taxes will cost you around $1,300. The median home value is just under $200,000 and youll pay around $1,527 in property taxes each year and $852 in housing costs every month. https://www.realtor.com/realestateandhomes-search/, https://www.census.gov/data/developers/data-sets/acs-5year.html. The former fishing village is bordered by a beautiful marsh shoreline and dotted with wooded areas. Retire Comfortably. Fintech company SmartAsset compared data for 218 beach towns and put together a list of the most affordable 50. 25. Lets hit the beach. Times have changed drastically in 2020 and 2021, but it neednt all be bad. Seabrook Island, South Carolina. Median Home Price: $247,112. Situated on the eastern shore of Biloxi Bay, Ocean Springs has a reputation as a historic town with a vibrant and eclectic arts community. It prides itself on being a laid back coastal community, free of crowds and pollution. This is not a typo: Southern California does, in fact, boast affordable retirement homes right near the coast. Cocoa Beach. Our next dilemma: Is Seaside or Cannon Beach better? 1. Best Places 2022-2023 Rank: 117. Go swing dancing at the Casino Ballroom and fishing at the Bert and Walter Williams Pier. Shocker, right? Best Places 2022-2023 Rank: 137. If you want to retire to coastal Georgia, Tybee Island is an ideal spot. Or perhaps youre planning a big move and want to relocate permanently. casual place with mountains on its east side and seven miles of often empty beach on its west side, Rockaway Beach is a world unto itself. The median annual property tax sits at $2,573 and youll pay around $1,216 in housing costs each month. 6 Best East Coast Road Trips for Fascinating History, Beautiful Beaches, and . It has a little bit of everything.. The Maya mountains provide a gorgeous backdrop for the tranquil lagoon. Some towns may appear a better option on paper, but things like safety, commute, and job scarcity may influence you to choose a city with a higher cost of living or more expensive properties. The median household income in Swansboro is $48,922. This Mississippi Gulf coast town is a haven for retirees because it has a relatively low cost of living paired with a laid-back atmosphere. The median house price listing is $235k, but there are small gems to be found in this delightful town. If you're wondering where to retire along Florida's east coast, consider cities like Jacksonville, Daytona Beach, Port St. Lucie, or Boynton Beach. It probably won't come as a surprise to hear that Florida does exceptionally well in the retirement rankings across the board. The city features two state parks Tomoka and Bulow Creek which cover thousands of acres and protect various wildlife habitats and species. If you bought Google stock when it was cheap, Key Biscayne, just a few miles out in the water from Miami may be the ultimate town for beach lovers in Florida. The lowest average on our list is Shreveport, Louisiana, at $374.77. That tax rate is the fifth highest on this list. Seaford is tied for the lowest tax burden of any city on this list. It overtook 2020's winner Gulfport, a Magnolia State neighbor located approximately 13 miles west. [ x] Then . Curb appeal is important, but it's also about safety. There are many long white beaches, some quite hidden and far from the crowds of the boardwalks and the main beaches. So, are, Read More Are Coastal Cities Warmer?Continue. New Smyrna Beach was the center of intense real estate speculation during the 1920 . 3 . Sink your toes into sugar-white sand beaches that are reportedly composed out of fine quartz grains from the Appalachian Mountains. This quaint coastal town lies east of Bay St. Louis and it is known\ for its arts and festivals. Live everyday like youre on vacation in these American coastal towns with spectacular views and bargain prices. With homes valued at around $168,300, the median housing cost is $1,209 a month and the median annual property tax is $2,265. Check out these laundry room organization ideas and make washing clothes easier. How Much Do I Need to Save for Retirement? Here are the top 10 budget-friendly spots that offer access to the ocean: 1. For bird watching opportunities, head to the Freeport Wetlands Trail & Bird Observatory, and go hit the links at the Freeport Golf Course. Springfield residents benefit from plenty of high-quality health care options within driving . Join here. A bonus: The average morning commute for Springfield residents is just 23.3 minutes, allowing locals to spend more time at home. Beaufort, North Carolina. Metro Population: 698,537. You can stroll around the downtown center and the Historic District and check out the art galleries, antique shops and Greek eateries around the area. Ithaca, New York. The small towns on this list are some of the greatest beach towns on the East Coast. With the draw of the water (Fairhope is on Mobile Bay) and a downtown with unique restaurants and boutiques, it's one of the best places in the state, maybe even in the whole country, to retire. State's tax rating for retirees: Most Tax Friendly. Check out the local parks, like Wilson Point and Kingston Point, and eateries such as Vinces Crab House and Carsons Creekside. However, it does have the fewest medical centers per 1,000 residents at just 3.54. To help you determine the place in this part of the country that's the best fit for you, we looked at the metro areas within 100 miles of the Atlantic coast that rank highest among the Best Places to Live, which considers factors including affordability, job market, desirability and morning commute, among others. And its not just pretty to look at Hobe Sounds median home value is just $206,300. Jacksonville offers all the big city comforts and cultural entertainment, a growing craft beer scene, and the most extensive urban park system in the US, as well as coastal zones. Livability score: 78. Outdoor living that keeps the bugs out can be a great addition to your home, but it may cost more than you think. Laidback New Smyrna Beach is a peaceful beach community of 23,000 located in the northern portion of Florida's east coast. Learn how to handle home improvement projects in a way that protects both your home and your bottom line. Unique View: The quintessential fishing village of Cape Porpoise, Maine. These are the top 25 cities for . Both beach towns are lovely,, Read More Which Is Nicer, Huntington Beach Or Newport Beach?Continue, From Rockaway Beach to Lincoln City Beach, there are plenty of popular, family-friendly beaches in Oregon. At HGTV we've researched some of the best and most affordable beach towns in the U.S. Set out on a sailboat, book a tennis lesson, breeze along biking trails, explore the boutiques, or nab tickets for concerts and festivals to make the most of retirement in this South Carolina paradise. Myrtle Beach is a popular vacation destination but its also pretty affordable to live in on a permanent basis. If youve ever wished you could just pack up and head to the beach instead of staring out at the same dreary cityscape, perhaps that dream could become a reality. Ocean Springs has several arts festivals, many restaurants, and artists studios such as Shearwater Pottery tucked away. Buckroe Beach and Park, which offers jet ski, kayak and paddle board rentals, also presents sparkling views of the Chesapeake Bay. This South Florida town lets you experience everything from cable skiing to swimming and its award-winning "Blue Wave" beach is recognized for its excellent water quality, beach conditions, safety services and habitat conservation. Eugene, Oregon. Port Arthur houses the Texas Point National Wildlife Refuge, which covers 8,972 acres of saline to brackish marsh and is inhabited by a variety of fish and fowl. The 20 top coastal towns in the UK for Brits to relocate to have been revealed in a new study and Margate in Kent has taken the top spot, famed for its glorious blue flag-certified beaches, affordable property prices and average hours of sunshine.. The average of the cities on our list is $1,066 per month. Pensacola is Florida's most affordable beach city and it's a beautiful place to retire, with idyllic white sand beaches, rivers, bayous and bays. Seaside, Read More Is Seaside Or Cannon Beach Better?Continue, Coastal cities often paint a picture of beautiful people, sunshine, and great food. If you can telecommute or work remotely, you can easily access towns and cities that might have seemed impossible dreams. By the numbers: Population . Round Island Park is one of the famous public beaches to spot the manatees in Indian River County. The city's median home value is just $173,900 versus $262,900 in . The University of Delaware is in town, though, so there are college sports and on-campus theater and music to keep you busy. In Bay St. Louis, homes are valued at around $172,600 and youll pay around $1,140 in annual property taxes and $782 in monthly housing costs. Jim Barnash is a Certified Financial Planner with more than four decades of experience. If hunting for shark teeth wont keep the grandkids occupied, chances are nothing willbut you could always try taking them to the arboretum or Historic Venice Train Depot, or take them for a boat ride. Fernandina Beach- Distance to the coast 0 miles. If you need to break or get out of a lease, this is what you need to know. Maine is one of the East Coast's best beach towns. Cocoa Beach is located just south of the Cape Canaveral Air Force Station, and is a favorite surfing destination. It even has an airport and ferry terminal that connects the mainland to Marthas Vineyard and Nantucket. In any case, let us discuss some of the best beach towns for retirement in Florida. Housing costs for retirees in Knoxville are the biggest factor bringing down costs, at nearly 30% below the national average. Americas East Coast can be expensive; however, there are still cities where the property prices are lower. While beachfront properties are premium, the median house price listing for Myrtle Beach is $250k, while the median household income is $43,200. In minutes, you can connect with a local or remote advisor and get a free initial consultation. Living on the coast doesnt have to be a fantasy reserved only for the wealthiest. Whether youre looking for a quaint seaside town tucked away with hidden, unspoiled beaches or a booming coastal city with access to all your cultural, travel, and entertainment needs, theres a place waiting for you. Its home to lots of shopping, plenty of restaurants, nice golf courses, a great sailing scene, and beautiful beaches. Unlike it's nearby but totally separate . There are no guarantees that working with an adviser will yield positive returns. Buyers looking for a deal can get into a one-bedroomhome starting around $125,000 or even a four-bedroom right next to the water for $349,000. We adhere to strict standards of editorial integrity to help you make decisions with confidence. At $217,100, Port Angeles median home value is less than half of the pricey state median and the median annual property tax stretches just over $2,000. The ranking was based on the population of residents aged 55 and over per capita (the higher the better, we say), affordability based on median list price, access to hospitals and other health care facilities, the number of amenities like golf courses (for low-impact exercise) and country clubs (for the social scene), as well as marinas and water-recreation businesses like boating and fishing, for that all-around beach town experience. They include this three-bedroom on the water for $275,000 and this two-bedroom cottage for $219,000. Youll cough up around $1,925 in property taxes each year and $739 in monthly housing costs. You, too, can be the Prince of Bel Air the one closer to the Atlantic than the Pacific, that is. A two-bedroom condo right near the hospital and within walking distance to Ocean Beach can be had for just $99,000 and $209,900 can fetch a three-bedroom Cape Codder with a master bed and bath on the first floor, blocks from the water. Visiting your beach house a few times a year may give you a different experience to coastal city residents. The median home value in Freeport is a mere $81,100 and youll pay just around $479 in monthly housing costs. Hoi An has mountainous surrounds on one side and some of the most beautiful, undisturbed pieces . Average income for population 65+: $70,291. And the relative affordability of homes in these towns means more of a fixed income is left over for fun, which probably makes the case for sticking around.. This affordable beach town just south of Myrtle Beach has a laid-back feelit began as a fishing villagecomplete with a wooden boardwalk along the estuary and a state park great for bird-watching. The content provided on MoneyWise is information to help users become financially literate. Seals actually do galumph around on the shore. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. If you're looking for one of the prettiest beaches on the East Coast, you'll love vacationing on Fernandina Beach, located on Amelia Island off the eastern coast of Florida. 1. SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is registered with the U.S. Securities and Exchange Commission as an investment adviser. Located on Virginia's eastern shore, Cape Charles is an inviting small town with picturesque piers and sidewalks for strolling and biking. And it turns out, they share some common features that are particularly attractive for folks who are no longer congregating by the water cooler. Ah, Florida: warm weather, beaches, and no state income tax. We list the top 25, ranked from least to most affordable. Though Morehead City is on the mainland, protected from storms by a barrier island, the city proper isnt known for its beaches. Datalign matches you with vetted registered advisors that can help you improve your investment portfolio and grow your retirement savings safely. Williamstown, Massachusetts . If you know you want to settle somewhere near the Atlantic but arent quite sure where, this guide will walk you through the best places to retire on the East Coast. It's one of the most affordable cities on the East Coast with a high livability rating. The laid-back city boasts a restaurant- and shop-lined Main Street, which spills out to a nice pier and beach. Stacker looks at the 50 best places to retire on the East Coast, analyzing data including population, age, income, household values, and rent. Jacksonville, Florida. Over 22 miles in fact. Live everyday like youre on vacation in Dunedin. Queens and Brooklyn especially are easy drives from New Hyde Park. Get personalized advice from a financial advisor that understands your needs. In Ocean Springs, the median home value is $174,000, the median annual property tax is $1,445 and the median monthly housing cost is $1,021. Dont forget to compare health insurance rates to find an affordable policy that gives you great coverage as part of your retirement plan. With fewer than 100 residents, Round Top is the tiniest of the small art towns. The River City by the Sea has a network of waterways and canals, as well as long stretches of stunning coastline. Youll find plenty of recreational activities to do outside in Port Angeles. Check out the 21 nicest small towns to visit in . In general, the further north you go, the more expensive the towns will become. Looking to buy a home in Florida? Jim has run his own advisory firm and taught courses on financial planning at DePaul University and William Rainey Harper Community College. All investing involves risk, including loss of principal. Hampton, which the town website describes as a city with an old soul and a youthful enthusiasm, features some lovely historic attractions and museums, golfing and boating opportunities and fantastic dining options. Just south of Sarasota, quiet and charming Venice is the ideal retirement spot for those looking for a slower pace of life. Part of Mississippi's "Secret Coast," Ocean Springs is a beach town that features white, soft sand and a vibrant downtown, packed with boutiques, music and great restaurants. The median home value in Fort Walton is $185,900, while annual property taxes will cost you around $1,366 and monthly housing costs amount to about $1,049. It's one of the best places in the country to retire because it has plenty of medical care, social opportunities, retirement centers, and recreation activities nearby. A good idea to find remoter, less expensive properties is to look in the areas surrounding these towns and find your own hidden East Coast gems. The peninsula is 16 miles long, with the Caribbean Sea to the east, and the Placencia lagoon to the west. Biloxi, Mississippi, ranks at the top of our list as the most affordable beach town in America. If you are looking for a place with below-average home prices to live in as a retiree, then Daytona Beach in the Sunshine State is a great solution for you. From the various multicultural neighborhoods and their attendant restaurants to the Barclays Center in Brooklyn for sports and concerts, entertainment is not far from New Hyde Park. 10 Southern Cities to Make Early Retirement Dreams a Reality, 18 Perfect Fall Girlfriend Getaways To Plan Immediately, The Best Southern Mountain Towns for Retirement, The Prettiest Beach Town in Every Beachy State. With its bustling main street, John F. Kennedy Hyannis Museum, and world-renowned Cape Cod Hospital, Hyannis is basically the hub of the Cape. Hendersonville comes in sixth on this list with 7.8 medical centers per 1,000 residents. Living in a tiny house may sound like a great way to save, but some details require a hefty investment. The 25 Best Beaches in America, According to You! To hit the soft sand of beautiful Atlantic Beach, locals have to drive about seven minutes across the bridge. Homeowners can look at the bay from their two-bedroom bungalow for just $169,000 or smell the salt air in a grand four-bedroom Dutch Colonial in the heart of town for a cool $649,000.

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